Interestingly, I think the wonderful thing about SMU is we were attracting all the people like the first batch of our students. Even the faculty that joins SMU has plenty of risk inclination. But as you recall, I'm a forex [foreign exchange] trader. I love taking risks, but calculated risks. And I really thought that if the Government is going to be investing in prime property and building up an institution, it's not going to let it go under. So, definitely it's a calculated risk. And it's also at a stage of my academic career when I thought it's been great being a teacher, having lots of students, and they are still meeting up with me up till today; but this is building it from a pure business point of view, from an administrative point of view and having an impact. And maybe there are things in the previous way in which business education is being conducted and offered to the market where you could not have a decision to make a change. Whereas this is one window of opportunity where, if you didn't believe that things can be made right, this is your chance to make it right. So, I think the benefits and the impact outweigh the risks. And I guess I was a lot younger, so when you are younger, you are willing to jump and take that risk.